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Affirm

Lift it, Drop it, Finance it with Affirm

Why Use Affirm?

• No hidden fees
• Quick and simple approval
• No impact on your credit score to check eligibility
 

1. Fill your cart

Select Affirm at checkout, then enter a few pieces of info for a real-time decision.

2. Choose how to pay

Choose how to pay
Pick the payment plan you like best. You’ll never pay more than you agree to up front.

3. Pay over time

Make payments at affirm.com or in the Affirm app. You’ll also get reminders by text and email.

Rates from 0–36% APR. Payment options through Affirm are subject to an eligibility check, may not be available everywhere, and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Financing Law license. For licenses and disclosures, see affirm.com/licenses.

Frequently Asked Questions

Yes! There’s no penalty for paying early.

You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.

Yes—you can return an item you bought with Affirm by initiating the return process with the store.

No, your credit won't be affected when you create an Affirm account or check your eligibility (including checking your pre qualification eligibility). When you apply for or check to see if you prequalify for Affirm financing, it's considered a soft inquiry, which does not affect your credit. If you decide to pay with installments through Affirm, your payment plan and repayment activity may be reported to credit bureaus. You can find more information on Affirm's Help Center.

Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps

I have more questions, who can I contact?

Click below to visit Affirms Help Center for more information

Affirm Help Center
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